Fee

Fee Description Online/Statement

Amount

Details

Maintenance

Monthly fee

Monthly Fee

Up to $3.95

This is our fee and will be charged to the Primary Card Account on the 2nd day of each month. This fee is waived on all accounts if one (1) or more load or deposit transactions have occurred in the previous thirty (30) days. If the Primary Card Account does not have sufficient balance to cover the fee, funds may be automatically transferred from Sub-Card Account(s) to the Primary Card Account prior to assessing this fee. This fee will not be assessed to Sub-Card Accounts.

Add Money

Instant Debit Card Load

Debit Card Load Fee

2.5% of the Load Amount

This is our fee for processing a real-time load to your card account using a Debit Card.

Cash Reload

This fee will not be itemized on your statement

Up to $5.95

This is not our fee. Fees up to $5.95 may apply when reloading your card at a GreenDot® and Mastercard® rePower location. This fee is subject to change. We will not charge any additional fees for Cash Reloads.

Mobile Check Loads

This fee will not be itemized on your statement

Up to 5% of the check’s face value

This is not our fee. This is a third-party fee charged when you use the Ingo Money Mobile Check Cashing feature to cash a check when logged into your card account via the mobile application. The rate may vary from 1% to 5%, however there is a $5.00 minimum fee. The fee is charged for immediate availability. There is no fee for standard availability which is 10 days. Please see www.ingomoney.com/small-business-faq to find exact fees for a cashed check load to your card. These fees are subject to change by the third-party.

Withdrawal Money

Push-to-Debit Card Withdrawal

Debit Card Withdrawal Fee

2.5% of the withdrawal amount

This is our fee for processing a real-time withdrawal from your card account to an external bank account using a Debit Card.

PayPal / Venmo Withdrawal

Paypal / Venmo Withdrawal

$2.00

This is our fee for processing a real-time withdrawal from your card account to a PayPal or Venmo account.

Check Issuance

Issue Check Fee

$3.00

This fee will be charged each time you request a check to be sent for a part or all the balance on your card, to yourself or to pay a bill. There is no fee to request account closure and a check for the full balance available on your card account.

Get Cash

In-Network (Allpoint) ATM Withdrawal

Cash Withdrawal Fee

$0.00

There is no program or third-party ATM operator fees when you withdrawal funds from an ATM in the Allpoint Network. Locate an Allpoint ATM at https://www.allpointnetwork.com/index.html#where. You may also request cash back by selecting “Debit” and/or entering your PIN when making a purchase at a participating retail location. There is no program fee assessed for cash back transactions.

Out-of-Network ATM Withdrawal

Cash Withdrawal Fee

$2.50

This is our program fee for ATM cash withdrawals in the U.S. when you do not use an ATM in the Allpoint Network. The ATM operator may also charge you a fee, even if you do not complete a transaction. For a No-Charge ATM transaction and to avoid operator fees, locate an Allpoint ATM at https://www.allpointnetwork.com/index.html#where.

Over-the-Counter Withdrawal

Cash Withdrawal Fee

$2.50

This is our fee for “Over-the-Counter” (OTC) cash withdrawals at financial institutions or retailers in the U.S who offer this service. The OTC location may also charge you a fee.

PIN4® Cardless Cash Withdrawal

Cardless Cash Withdrawal Fee

$5.00

This is our fee for cash withdrawals using the PIN4 Cash withdrawal network. This network enables cash withdrawals at ATMs and retail locations. Please see www.pin4cashatm.com for locations.

Information

ATM Balance Inquiry

ATM Balance Inquiry Fee

$0.50

This is our fee for an ATM balance inquiry. The ATM operator may also charge you a fee, even if you do not successfully complete the inquiry. You can avoid this fee by checking your balance using our automated phone service at 1-855-449-2273 or visiting us online at https://services.latinpay.com/app/#/latinpay/login

Using your card outside the U.S.

International ATM Withdrawal

International Cash Withdrawal Fee

$2.50 + 3%

This percentage and flat fee is our fee for international “Over-the-Counter” (OTC) cash withdrawals at non-U.S. financial institutions or retailers who offer this service. The OTC location may also charge you a fee.

International Signature Purchases

Signature Purchase

3% of the transaction amount

Foreign currency conversion fee. [Refer to the section titled “Foreign Transactions”in the Cardholder Agreement for more information.]

International Over-the-Counter Withdrawal

International Cash Withdrawal Fee

$2.50 + 3%

This percentage and flat fee is our fee for international “Over-the-Counter” (OTC) cash withdrawals at non-U.S. financial institutions or retailers who offer this service. The OTC location may also charge you a fee.

International ATM Balance Inquiry

ATM Balance Inquiry Fee

$0.50

This is our fee. The ATM operator may also charge you a fee, even if you do not successfully complete the inquiry. You can avoid this fee by checking your balance online at https://services.latinpay.com/app/#/latinpay/login

Other

Sub-Card Creation

Sub-Card Fee

$4.95

This is our one-time fee for a sub account card. Your first sub account card is available at no cost.

Replacement Card

Reissue Card Fee

$4.95

This is our fee assessed each time you request a replacement card prior to the expiration/valid thru date displayed on the front of the card. This fee will not be charged if you have reported unauthorized transactions on the card being replaced.

Wearable Device

Wearable Device Purchase Fee

Up to $29.95

This is a one-time fee charged when ordering a wearable contactless payments device or charged if replacing a wearable contactless payments device through our website or mobile application. The exact purchase price of the device will be disclosed prior to completing an order. Please note that wearable devices purchased at retail locations may have a higher purchase price than disclosed here.

Inactivity

Inactivity Fee

$3.95

This is our fee assessed to each Sub-Card Account each calendar month after a Sub-Card has had no activity (no purchases, cash withdrawals, loads) for twelve (12) consecutive months. The fee will be assessed beginning on the 2nd day of the 13th month. You can avoid this fee by using your card for the previously mentioned activities, at least once each calendar year.

Expedited Check or Physical Card Request

Expedited Delivery Fee

$29.00

This fee will be charged when a check or card is requested for expedited (2-3 day) delivery.

Monthly Fee

Up to $3.95

Per Purchase

$0.00

ATM Withdrawal

$0.00*

Cash Reload

$5.95**

Out-of-Network ATM Withdrawal

$2.50

ATM Balance Inquiry (no fee to call customer service or https://services.latinpay.com/app/#/latinpay/login)

$0.50

Inactivity (after 12 months with no transactions assessed on Sub-Card Accounts)

$3.95 per month

We charge 14 other types of fees.

*No fee at Allpoint ATM machines. A $2.50 fee is charged for Out of Network ATMs.

**This is a third-party fee. Usio doesn’t charge a fee.

No overdraft/credit feature.

Your funds are eligible for FDIC insurance if you register your card. For general information about prepaid accounts, visit cfpb.gov/prepaid.

Find details and conditions for all fees and services in the cardholder agreement or call 1-855-449-2273 or visit https://services.latinpay.com/app/#/latinpay/login.

Issued By: Sunrise Banks, N.A., Member FDIC

Program Name: Latin Pay Prepaid Mastercard®