Privacy Notice

Your Prepaid account with Latin Pay® Card is issued by Axiom Bank, N.A. and Operated by Change Financial LLC.

FACTS	WHAT DOES Change Financial LLC DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and payment history Account balances and transaction or loss history Credit history and checking account information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All ﬁnancial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons ﬁnancial companies can share their customers’ personal information; the reasons Change Financial LLC chooses to share; and whether you can limit this sharing.

Who we are

Who is providing this notice?

Change Financial means Change Financial LLC

What we do

How does Change Financial protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured ﬁles and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Change Financial collect my personal information?

We collect your personal information, for example, when you

Open an account.
Use your prepaid card or make deposits or withdrawals from your account
Provide account information.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for afﬁliates’ everyday business purposes—information about your creditworthiness
Afﬁliates from using your information to market to you
Sharing for non-afﬁliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Deﬁnitions

Afﬁliates

Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.

Change Financial does not share with our affiliates.

Nonafﬁliates

Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.

Change Financial does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between nonafﬁliated ﬁnancial companies that together market ﬁnancial products or services to you.

Change Financial does not jointly market.

Other important information

In addition to federal law, if you are protected by specific state or local regulations concerning information sharing and marketing, Change Financial will also fully comply with those regulations.

Latin Pay® is subject to regulatory oversight by Axiom Bank, N.A. Any consumer wishing to file a complaint against Latin Pay should contact the Latin Pay® though one of the following means: In person, by U.S. Mail: Latin Pay, PO Box 641277, Los Angeles, CA 90064 Telephone 844-309-1184 or Email: [email protected]

Reasons we can share your personal information

Does Change Financial Share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes

—to offer our products and services to you

Yes

For joint marketing with other ﬁnancial companies

We Do Not Share

For our afﬁliates’ everyday business purposes

—information about your transactions and experiences

We Do Not Share

For our afﬁliates’ everyday business purposes

— information about your creditworthiness

We Do Not Share

For our afﬁliates to market to you

We Do Not Share

For nonafﬁliates to market to you

We Do Not Share

Reasons we can share your personal information

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Change Financial Share? Yes

Can you limit this sharing? No

For our marketing purposes

—to offer our products and services to you

Does Change Financial Share? Yes

Can you limit this sharing? No

For joint marketing with other ﬁnancial companies

Does Change Financial Share? No